So, we had our appt at 10am this morning & the Dr. answered all of our many questions. One of the most important questions was cost. He told us that it would cost between $12-$14k for IVF and they do not have payment plans. He said if we can come up with the money by April, we can start as early as May. But, how are we going to get that much money? I know we can get loans and things like that, but I really cant imagine this round not taking & us paying for something we dont have for the next 5 years. That is like buying a car but being unsure if the car is going to work when you drive it home. Well, my insurance doesn't seem to cover that much but I don't have exact figures yet either. The funny thing is, is that Jason just dropped me from his insurance during his open enrollment last year right before we started talking about trying to find out why we cant have a baby. He is almost positive his covered 50% of IVF. He is going to call tomorrow to double check that. One of our biggest issues with IVF in the beginning was paying that much money and the chance it might not take. This is one of the reasons we were leaning towards Adoption. We want to be good stewards of our money that God blesses us with each month. So...if this is correct and Jason's insurance covers 50% we may be waiting until this time next year to actually start the process and use this year to save up for the difference. I feel a peace about this. We have prayed for God to make it very clear what we are suppose to do & what paths to take. The Dr. did tell us it is still only a 50% chance with IVF but he did say that with my good health, not being overweight, not smoking, & only having the occasional glass of wine makes me a better candidate. He also said we could try and IUI with Jasons sperm but its only a 5% chance it will take and it cost about $300. Then he also mentioned a donor Sperm IUI, its a 15%-20% chance it will take & cost about $600. I think we are pretty much sticking to the IVF.
Once again thanks for all the prayers, comments, messages, & calls.
Once again thanks for all the prayers, comments, messages, & calls.